Safety · Guide
Cold storage tiers
Not everything needs a vault. Some things do.
Match custody tier to amount and life chaos.
Match custody to amount and chaos. Pocket change can live hot; rent money should not.
Tier 1: exchange or phone wallet for learning amounts. Tier 2: self-custody with tested backups. Tier 3: hardware and offline habits for serious balances.
Moving up a tier should be boring and rehearsed — not improvised during a spike.
The goal is sleep, not maximal cosplay. Complexity you cannot operate is not security.
custodytiers